TNT DINAR UPDATE 5-20-26

The Spaces focused on a volatile 48-hour window around a long-anticipated currency revaluation (RV). Host Tony (with RayRen98 referenced) said multiple agencies and bank sources repeatedly signaled a live go, only for it to be halted at the last minute; he attributed the latest stops to the President, while noting banks remain staffed and briefed. Key bank guidance covered exchange appointment rules (spouse only; a second attendee only if you can prove disability support), required IDs, wires-only fund movements, interest structures tied to deposit size and term (2–10 years), a possible new “checking-savings” account type, and reminders that 20% of exchangers may leave as multimillionaires. Q&A covered expired passports, contractor payments delayed to July 1, spouse co-trusteeship, and the distinction between an in‑country 1:1 Iraqi dinar rate (after dropping zeros) versus international rates. Tony emphasized self-research, staying calm post-exchange, and bringing wire instructions. Geopolitical segments examined Middle East tensions and their economic spillovers. He closed by saying all green lights are set pending a final authorization, with optimism for exchanges as soon as tomorrow but contingency awareness for late May/June.

TNT Call Recap and Analysis (Wednesday, May 20, 2026)

Session overview and participants

• Host: Tony (often referred to as “TNT Tony”).
• Co-host: Ray (RayRen98). Ray was intermittently referenced, had a birthday, and was in a meeting during portions of the call.
• Audience/callers referenced by name or handle: Spencer; “Dare to Drink”; Heather; Kelly; Fenry (heavy equipment operator); Danny; Carl; Paul; Ronnie; Charles; “Guru Dana”; “Pook/Pook Chop” (moderator); plus chat handles such as Ground Thunder, TP Forty, Flame.
• Agencies and observers: Tony repeatedly stated that “three-letter agencies” and banking representatives were listening (he named IMF, UN, CIA, the Fed at various points).
• Attendance: Tony cited fluctuating live listener counts; asserted that recordings typically exceed live attendance.

Core status update: “RV” timing, repeated go/no-go, and attribution for delays

• Volatile last 48–72 hours: Tony described a rollercoaster of “we’re going”/“we’re not going,” with alleged start times shifting from late last night to 9 a.m. PT, 2 p.m. ET, then “live at 6:00 p.m. ET,” yet no confirmation or 800 numbers had been received by the time of the call.
• Attribution for stops: Tony asserted multiple times that the President personally halted the process at the last minute, echoing what he said he’d heard from multiple agencies and bank contacts. A caller suggested using “the President” generically rather than naming, noting any president could do the same.
• Date contours referenced by Tony’s contacts:
  • Initially “Friday–Sunday,” then “yesterday,” then moved to Friday, then to May 26; if not by May 26, “then June” was cited by one contact.
  • Near end of call, Tony said last word he’d gotten was that “you will be exchanging tomorrow,” while cautioning that incoming updates change rapidly.
• Bank readiness and morale: Banks reportedly had certain staff on standby since Friday and arriving 7 a.m. daily; managers met all day Monday and Tuesday; frustration was high due to repeated near-starts.

Bank/exchange procedures Tony says were reiterated to staff

• Appointment attendees:
  • Only the account holder(s) and spouse allowed.
  • One additional person permitted only if you are disabled and the person is present for disability assistance (must be able to show that purpose).
• Bring all currencies:
  • Banks want to complete all exchanges in a single appointment. Bring everything you intend to exchange.
• Identification:
  • Two forms of ID required.
  • Preferred combo: valid passport + driver’s license with a state seal. Not all clients will have passports (that is acceptable); bring what you have.
  • On expired passports or name changes (callers asked): expired IDs are typically not accepted, but bring them anyway along with supporting legal documents (e.g., marriage certificate) if your name has changed.
• Moving funds during the exchange:
  • Wires only during the appointment (no cashier’s checks); bring wire instructions if you intend to move funds to another bank.
• Interest rates and term commitments:
  • Interest offers will depend on: how much you deposit, how much you leave on deposit, and how long you commit to leave it.
  • Term windows referenced as having expanded from 2–5 years to 2–10 years.
• New “checking-savings” account type:
  • Banks are designing a combined account (a “checking-savings”) intended to support higher interest and to distinguish these clients from standard retail customers. Tony emphasized it was discussed in bank meetings and not yet fully set up; details to be clarified at appointments.
• Service model and staffing:
  • Banks directed staff to treat clients respectfully and “like lottery winners,” with time taken to explain products; clients can choose to walk and go elsewhere.
  • Tony relayed that banks estimate roughly 20% of participants could leave the bank as multimillionaires.
  • Banks believe about 30% of their own employees hold currency and may walk upon exchange; banks have hired and trained new wealth managers accordingly.

Currency-specific points and Q&A

• Iraqi dinar (IQD):
  • CBI statement ambiguity: A caller cited CBI as saying they wouldn’t “change the rate.” Tony framed this as a “word game,” distinguishing “not lowering” versus “not changing.”
  • In-country 1:1 concept: Tony reiterated his long-held view that Iraq could run an in-country 1:1 after removing three zeros (a domestic rate), separate from the ultimate international rate. He stressed that an international rate would require going international; Iraqis would need to travel to access it if not yet international.
  • Timing window: Tony referenced a public comment suggesting an in-country 1:1 within the next three months and argued governments avoid giving 72-hour warnings to prevent hoarding/market disruptions; broader 90-day guidance is safer, then a sooner flip can occur without warning.
  • Forex mentions: Tony said IQD and other pairs (VND, IRR, IDR) were visible and “trading,” noting bid/ask changes, and characterized the framework as “already international” in certain respects via CBI and multiple banks; asserted a “flip the switch” posture.
  • Contract rate question: A caller asked whether a high “contract rate” (quoted in the high twenties) remained valid. Tony’s reply was non-committal and not definitive; he also said broadly that “rates could be higher than expected” without specifying numbers.
• Zimbabwe ZIM: Tony said ZIM is “still going” per what he hears.
• Other currencies (e.g., Indian rupee, Turkish lira): Tony discouraged these, saying they were never part of his focus set and not “million-dollar opportunities,” though he acknowledged some may have profited on moves.
• Contractor payments in Iraq: A caller asked about reports of contractor payments at new rates. Tony said payment target shifted from April 1 to July 1; as of now, not paid; could shift again.

Trusts, estate planning, and control

• Co-trusteeship for spouses: Ray’s guidance (as relayed on the call) is that properly drafted trusts for married couples should make both spouses trustees, mirroring joint control of marital finances. Tony cited the Bill & Melinda Gates Foundation as an example of using structures for asset protection and philanthropy.

Behavioral guidance and readiness

• Preparation at the appointment:
  • Bring all currencies, two IDs (prefer passport + DL), wire instructions, and any legal documents supporting name changes.
  • Be ready to ask about account types (including the proposed checking-savings), interest tiers, lock periods (2–10 years), movement of funds, and any caps, fees, or early-withdrawal penalties.
• Post-exchange discipline:
  • Tony repeatedly warned against immediate overspending. Advice included: sit with the new numbers, get comfortable with the zeros, don’t hand out $100,000s impulsively.
  • Do independent research; don’t rely solely on chat-room answers or ad hoc gurus. Verify claims, learn to evaluate competing opinions, and build competent advisory connections.

Geopolitics Tony tied to RV timing (views presented as Tony’s and callers’)

• War/ceasefire dynamics and the “pause”:
  • Tony argued a recent pause was meant to allow operational resets for all sides: reloading, repositioning, tunneling, and re-arming. He said it also provided political separation domestically and regionally.
  • He described televised weapons training for Iranian women and civilians, asserting broad civilian mobilization; several callers debated regime change feasibility versus cultural/ideological resistance.
• Regional pressures and escalatory risks:
  • Tony said UAE, Qatar, and Saudi want to stop being bombed, but Iran has signaled capability by dropping drones near critical facilities. He also mentioned threats to undersea cables and the global internet/financial data layer, implying defensive planning delays.
  • He referenced talk of a possible “surrender deal” via Saudi, but expressed skepticism given Iranian demands (e.g., removal of U.S. forces, compensation, control of straits) and U.S. conditions (e.g., disarmament, uranium relinquishment), which he deemed unrealistic for either side.
  • Alternative “economic path”: Tony posited that a successful Iraqi revaluation improving everyday life could influence Iranian public sentiment more than direct confrontation—contrasting “200,000:1” hardship with “1:1 in-country” prosperity narratives.
• U.S.–China optics and oil economics:
  • Tony interpreted contrasting airport receptions in China for Trump vs. Putin as deliberate messaging.
  • He emphasized a broader “economic war” via oil chokepoints and sanctions, affecting China, Cuba, Iran, etc., and constraining logistics, which he linked to scheduling complexity.
• U.S. domestic politics:
  • He mentioned congressional moves on presidential war powers, suggesting that news of constraints could embolden adversaries and complicate timing.

Community management and tone

• Tony said trolls would be blocked and reiterated that he reports what he’s told; he does not control decisions.
• He noted moderators helping (e.g., “Baby’s Mom,” “Pook Chop”) and encouraged the community to self-educate rather than be “enabled.”
• Entertainment aside: Tony joked about breaking for the NBA playoffs; confirmed the call is recorded for replay; floated the possibility of a second call if “it goes live.”

Action checklist for an exchange appointment (based on Tony’s bank guidance)

• Documents to bring:
  • Two valid IDs (preferably passport + driver’s license with seal). If passport is pending/expired or your name changed, bring supporting documents (e.g., marriage certificate, court orders) and any other government-issued IDs.
  • All currencies you intend to exchange.
  • Wire instructions for any outgoing transfers to other banks (no cashier’s checks during appointment).
• Questions to ask:
  • Interest rate tiers and requirements: deposit thresholds, commitment lengths (2–10 years), compounding, early withdrawal rules.
  • Account structures: details and terms of the proposed checking-savings, alternatives, FDIC/insurance coverage, titling options (individual, trust, entity).
  • Wealth management: team composition, service level agreements, fees, product menus.
• At the table:
  • Keep options open—if service is unprofessional, you can walk and book elsewhere.
  • Don’t commit to terms you don’t fully understand; request summaries in writing.

Open questions and uncertainties

• “Go” authorization: No 800 numbers or formal confirmations were received during the call; Tony said multiple agencies/banks had called “live at 6:00 p.m. ET,” which did not manifest by airtime.
• Dates: May 26 cited as a boundary by one contact; beyond that, “June” was mentioned. Tony also noted an upcoming five-day Iraqi holiday that could push timelines.
• Rates and products: Tony repeatedly said “rates could be higher than expected,” but provided no definitive numbers; the new checking-savings account is still being designed.
• Geopolitical drag factors: Middle East escalation risks, undersea cable threats, oil logistics, and U.S. war-power politics may influence timing, per Tony’s analysis.

Final takeaways

• Tony’s bottom line at sign-off: “Every green light is on,” awaiting a final approval; last word to him was “exchanges start tomorrow,” but he cautioned that updates shift quickly and could change within minutes.
• Practical focus for listeners: Prepare documents, wire instructions, and questions; plan to proceed calmly and deliberately; research independently; and be ready to pivot banks if service or terms are subpar.