TNT DINAR UPDATE 7-31-26

The Spaces centers on Tony and Ray’s late‑night update claiming the dinar RV has completed and that select high‑balance customers with existing bank relationships are already receiving payouts with full access (pending status removed). Tony reports multiple cases this week (each >100M IQD) processed through wealth managers before business hours, with per‑IQD amounts cited around 5.84–5.98 during the week and suggestions that higher rates may follow now that the RV is “through.” He emphasizes there are no 800 numbers yet, urges listeners not to call or visit banks, and says banks will start with relationship clients over the weekend, with broader scheduling expected via 800 numbers between the weekend and Monday. Only the Iraqi dinar is confirmed as released; other currencies may align when Forex reopens Sunday. Q&A covers teller‑level visibility (likely Monday), group exchanges (e.g., Admiral/General64), negotiating rates and interest offers, and gifting strategies (trusts vs. joint accounts or giving notes). Tony and Ray caution about potential discrimination or confusion at branch level and encourage members to know desired rates, await official instructions, and prepare for broader geopolitical turbulence while focusing on execution and helping others once exchanges begin.

TNT Call Recap – RV Status, Banking Process, Rates, and Guidance

Participants and roles captured from the call

• Tony (primary host; Speaker 1): Led the briefing, delivered status updates, process guidance, and handled most Q&A.
• Ray (co-host/moderator; Speaker 2): Opened the call, managed the queue, reiterated closing guidance.
• Callers referenced by handle or first name and location:
  • “Dare to Dream” (Speaker 3)
  • Art (Speaker 5; separate appearances; one tagged as “Art Carib” when discussing family gifting)
  • Jim (Speaker 6)
  • Eddie (Speaker 8)
  • Caller from Houston, likely “Bus Lady” (Speaker 9)
  • Carol (Speaker 10; “not a Karen”)
  • “E. West group” Vietnam veteran (Speaker 11)
  • “LoveAllThings” (Speaker 12)
  • Danny (Speaker 3 late segment)

Executive summary

• Tony reports that the RV has “gone all the way through” for the Iraqi dinar, and banks have begun paying select clients who have existing account relationships.
• Early exchangers (this Monday and Tuesday) moved from pending to full access to funds by Wednesday/Thursday.
• Banks will begin paying additional pre-selected clients Saturday; the broader public is expected to follow between the weekend and Monday.
• As of this call, Tony does not have the 800 numbers; he expects them over the weekend so appointments can be scheduled for Monday and beyond.
• Initial early-wave exchanges this week reportedly involved very large holdings (each over 100 million IQD) and received rates cited as 5.98, 5.96, and 5.84 (described as a “4x rate” by Tony for this week), while some prior exchanges at a different bank occurred around 2.850.
• Current payouts are reportedly occurring via wealth managers; teller screens may reflect rates by Monday when Forex reopens Sunday evening. Tony emphasizes only the dinar is confirmed at this stage.
• Strong guidance: Do not call or visit banks now. Banks are selecting and calling their own clients first. Wait for 800 numbers for broader scheduling.

Status update and timeline (as reported by Tony)

• Recent access to funds:
  • Monday exchanger: full access as of Wednesday.
  • Tuesday exchanger: full access as of Thursday.
• Bank readiness:
  • Banks are staffing exchange teams over the weekend; one banker reported having 50 clients scheduled for Saturday.
  • Payouts currently at the wealth manager level; teller-level visibility likely Monday.
• Currency coverage:
  • Dinar is confirmed “released and paying.” Tony hopes other currencies show on Forex by Sunday evening and be live by Monday, but he has only confirmed dinar.
• 800 numbers:
  • Tony does not have them yet; expects them to be released over the weekend so appointments start Monday (possibly some over the weekend depending on bank schedules).
• Lists and sequencing:
  • Early payouts limited to clients with existing account relationships. Bankers are choosing their own early clients.
  • Tony says he is on a “different list,” so expects to exchange after many listeners; he anticipates being constrained by an NDA once he exchanges, hence prioritizing members’ exchanges first.

Banking process details and eligibility

• Who goes first:
  • Clients with an existing relationship with the bank.
  • Banks are proactively calling and scheduling those clients (example: 50 already scheduled at one bank for Saturday).
• Where it’s happening:
  • At this stage, wealth managers are executing exchanges. Teller-level access may follow by Monday when rates reflect broadly.
• Local branch awareness varies:
  • Some branches (e.g., in Houston per a caller) continue to deny knowledge. Tony acknowledges denials and reiterates that the activity is occurring within wealth/management channels.
  • He noted anecdotal openness reported from Boston. Tony asserted Austin’s banking/wealth operations may be running at a different level than other Texas cities.
• Scope of locations:
  • Callers asked whether exchanges will extend beyond a limited set of larger branches. Tony’s guidance: Don’t “bombard” banks. Early appointments are being bank-selected; broader access expected after 800 numbers release.

Reported rates and interest offerings

• Exchange rates (as relayed on the call):
  • Early-week exchanges reportedly executed at 5.98, 5.96, and 5.84 (“4x rate” in Tony’s phrasing for this week).
  • Some prior exchanges last week at a different bank reportedly executed around 2.850.
  • Tony expects higher rates could be available as the RV is “now through.”
• Interest programs (deposit/structured products) – Tony’s claims:
  • Offer structures with either monthly or yearly payout options; durations from 1 to 10 years.
  • Reported ranges mentioned by Tony: from “10%” up to “50% a month,” with terms and rates scaling with deposit size and term length.
  • Anecdotes shared: “Blessed Veteran” allegedly achieved 20% and even 30% monthly on some placements; another anecdote claimed 100% return in three months on held funds.
  • Tony advised that interest on interest (compounding) could be structured and that deposit category tiers may influence offers.
• Negotiation guidance:
  • Tony repeatedly advised members to ask for the rate/terms they want rather than accepting default offers, asserting bank staff may “give you what you ask for” unless you request more.

Thresholds and early wave characteristics

• Tony highlighted that each person who exchanged this week held over 100 million IQD, which may have influenced their prioritization for early appointments.
• He does not know if future waves will maintain minimum/maximum thresholds; reiterated that banks are selecting whom to bring in first and that broader public access follows the 800 numbers.

800 numbers and appointment logistics

• Expectation: 800 numbers to be released over the weekend; scheduling for Monday morning and beyond.
• Potential weekend calling: Some banks may accept calls over the weekend for scheduling; limited in-person activity may occur at selected branches/with wealth teams.
• Tony intends to share the 800 numbers with TNT members as soon as he receives them. He suggested TNT listeners try to call promptly when posted.

Guidance and cautions from Tony and Ray

• Do not contact or visit banks before you are called or the 800 numbers are released. Let the process flow to public scheduling.
• Be prepared to negotiate:
  • Know target rates, ask for higher rates if available, and be ready to discuss interest-bearing options.
  • If you ask for a specific rate and are denied while others receive it, you may have grounds to escalate.
• Equality and fairness concerns:
  • Tony acknowledged fears around potential discrimination and encouraged listeners to be informed and assertive in negotiations.
• “First mouse, second mouse” concept:
  • Not fully “past it” yet; some early participants may accept first-offer terms. Tony urges patience and informed positioning to seek better terms if they emerge.

Q&A highlights and Tony’s answers

• Dare to Dream: “Did it go to teller-level?”
  • Tony: It has gone through to wealth managers. Teller screens may reflect by Monday; currently paying at WM level.
• Art (bank coverage and whether exchanges will be at more locations):
  • Tony: Don’t flood banks. Early clients are being selected by bankers. Wider locations/process should open after 800 numbers.
• Jim (concern about déjà vu and differential start rates):
  • Tony: Fed feedback says some exchanges have occurred for two weeks. This week’s at “4x” at one bank; last week another bank used ~2.850. Banks may have had options and approached early waves differently.
• Art Carib (gifting to family returning from an unfavored country):
  • Tony’s practical suggestions (not legal/tax advice):
    • Option 1: Open a joint account locally; deposit funds and allow them to use the account.
    • Option 2: Give them physical IQD notes to exchange themselves.
    • Noted Ray would advise using trusts/foundations; Tony described his approach as the “wrong way but gets it done,” offered as personal opinion, not advice.
• Eddie (special codes and bank offerings):
  • Tony: Earlier plan to distribute a code may be superseded by banks offering higher rates broadly to the internet group; details to be confirmed with 800 numbers.
  • Interest program details reiterated (monthly/yearly, term tiers, high-yield claims).
• Houston caller (banks denying RV):
  • Tony: Some branches will deny; activity is within wealth channels. Chase was identified by Tony as a paying bank; expects 800 numbers over the weekend to avoid branch-by-branch friction.
• Carol (Admiral/General64 groups):
  • Tony: The Admiral is a real figure (retired nuclear sub commander); legitimacy at the top does not guarantee every sub-group’s conduct.
  • Group payout caution: Groups may receive funds at paymasters first, then distribute, potentially later than public. Risks: paymaster discretion, uneven distributions.
  • Tony’s personal approach: Use TNT 800 numbers rather than relying on group pathways.
• LoveAllThings (first mouse/second mouse and 800 timing):
  • Tony: Expects 800 numbers over the weekend; reiterates that higher rates and multi-year high-yield deposit options exist and can be negotiated.
• Danny (multiple currencies at appointment):
  • Tony’s understanding: Appointments via 800 numbers will allow holders to process all currencies they hold when they go in (subject to which currencies are live at that time).

Political/security commentary as discussed (non-endorsement; caller content recap)

• Tony stated he wants to move past politics but raised developments related to Iran (ongoing bombing reports) and domestic cyberattacks, citing conflicting attributions between FBI statements (blaming Iran) and President Trump (blaming Democrats). He urged members to focus on the exchange and community support once banks open.
• He warned of potential turbulence escalating into November and urged personal preparedness.
• Tony framed current tensions as “good vs. evil,” not partisan or racial.

Community tone and operational notes

• Tony underscored that he expects many listeners to exchange before he does, to avoid an immediate NDA silencing the calls during crucial days.
• He encouraged members to prepare to help others and adhere to their post-RV plans (philanthropy, community support).
• Closing logistics: He will hold another call immediately upon receiving the 800 numbers and share whatever the banks authorize.

Action items and preparation checklist

• Do not call or visit banks before the 800 numbers are released. Do not “bombard” branches.
• Monitor TNT channels for 800 numbers this weekend.
• Prepare documentation and strategy:
  • ID, currency, any proof of purchase as required by your bank.
  • Target rate requests and interest/term preferences (monthly vs yearly; 1–10 year term options; be ready to discuss tiered offers).
  • Decide whether to exchange all holdings at once or stage them based on rate visibility.
• For gifting:
  • Consider formal structures (trust/foundation) per professional advice.
  • If urgent and appropriate, a joint account or direct note handover was discussed, but obtain legal/tax counsel before executing significant gifts.
• Personal planning:
  • Anticipate heavy call volumes; be patient.
  • Have calendar flexibility for appointments starting Monday; some banks may schedule over the weekend.
  • Prepare responsibly for potential societal disruptions (as discussed) while staying focused on safe, compliant exchange processes.

Expected next milestones

• Weekend: Potential release of 800 numbers; banks continue selecting and paying existing relationship clients.
• Sunday evening: Forex reopens; potential visibility for additional currencies.
• Monday: Teller screens likely updated; broader public appointments begin; increased branch activity via scheduled slots.

Closing reminder from Ray

• Be patient and wait your turn. Banks will call their selected early clients. Wider participation will follow via the 800 numbers. When it’s your turn, it will be your turn.