TNT DINAR UPDATE 08-10-26

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TNTRAYREN98
@THE_TNT_TEAMAug 12, 2026

The Spaces focused on an RV/exchange status update and practical bank-exchange guidance from host Tony, with Q&A from community members. Tony said payouts are actively occurring for large holders (roughly 100M–1B dinar) prioritized by banks based on relationships and likelihood of leaving funds under management. He emphasized professional conduct at appointments, negotiation basics (let the bank speak first; counter-offer), and warned that disruptive behavior could trigger “no banking” blacklists and even shutdowns. Reported bank offer ranges included roughly $4.86–$5.98+ for very large holders, and some anecdotes of ~2.850 for others. He expects movement through the week, with Iraq contractors scheduled to start paying at a new rate by the 15th and a goal for the public to start before it goes fully public. Wells Fargo staff were reportedly training for Friday. He will distribute 800 numbers via email/text, separate from a new post-RV site that faced Zelle processing blocks (now reportedly cleared). Macro risks (oil, jobs, Iran, digital control) and planning (multiple banks, asset protection, second residencies) were discussed. Callers asked about currency baskets, appointment throughput, scams, and specific currencies (e.g., VND, VES, IRR), with Tony reiterating seven main currencies, two more baskets to follow, and “money at work” before spending.

TNT Call Summary – Pre-RV Status, Bank Processes, Timelines, and Q&A

Participants and Roles

  • Tony (Host; “说话人 1”). Co-leads TNT calls; primary source of updates and process guidance.
  • Dear to Dream (Caller; “说话人 2”). On a party bus; brief banter; no substantive updates.
  • Ray (Co-host; not present). Referenced multiple times as absent and “partying.”
  • Trudy (Caller; “说话人 3”). Questions on 800 numbers and site registration.
  • Richard (Caller; “说话人 4”). Asks about “things getting worse” and plan B.
  • Mike (Caller; “说话人 5”). 800-number logistics and appointment throughput.
  • Ron (Caller; “说话人 6”). Zelle registration and offshore bank guarantees.
  • Jimmy (Caller; “说话人 7”). Zelle usage.
  • Freddy (Caller; “说话人 8”). News flow and Venezuela currency.
  • Reggie (Caller; name referenced during Q&A). Asks about the Clarity Act and RV timing.
  • “Baby’s mom” (Caller; “说话人 10”). Probing on contractor pay date, Forex, and global private exchanges.
  • “Filthy Phil” (Caller; “说话人 11”). Allocation across three banks.
  • Tyler (Caller; “说话人 12”). Asks about whales reloading and NDAs.
  • “Blessed Veteran” (Caller; “说话人 13”). Shares bank exchange anecdotes and rates.

High-Level Status and Key Takeaways

  • Movement and payouts: According to Tony, money is moving and select holders are being paid. Current focus is on very large holders (roughly 100 million to 1 billion IQD), prioritized by banks for early processing.
  • Bank priority lists: Banks are calling in clients with “good relationships,” existing large accounts, and those deemed likely to leave funds under bank management. Placement is not something the public can opt into; it reflects existing client relationships.
  • Rates reportedly paid to large holders: Tony cites offers ranging from about $4.86–$5.98 per IQD in recent days; one instance slightly over $6. These figures are tied to the very large tranches being processed now.
  • Negotiation matters: Tony’s guidance remains “whoever speaks first loses.” Let banks present, then counter with the highest rate you seek. If top rates are not available, take the best you can and execute your long-term plan.
  • Mass-behavior risk: IMF, UN, and banks (per Tony) are concerned about crowd behavior and entitlement/argumentative attitudes. Professionalism is critical; bad behavior could result in shutdowns and blacklisting.

Timeline and Process Outlook

  • Near-term date: Tony reiterates that Iraqi contractors are scheduled to start receiving the new rate by the 15th (Saturday). He believes this implies the RV must have been announced for those contractual payouts to occur at the new rate.
  • Public start: The goal Tony relayed is to have the process for the general public start before the event is fully public, with a push to be underway by the 15th. He personally expects large-holder processing to run through Saturday morning; others expect midweek.
  • Bank readiness: Tony says Wells Fargo branches across the country conducted training focused on procedures for Friday, to prepare for incoming customers.
  • Appointment durations: Large-holder exchanges are taking 3–4 hours, far longer than the initial 40-minute expectation. This bottleneck can cascade into backlogs.

Bank Conduct and Customer Guidance

  • Professionalism over confrontation:
    • Dress well; be well-groomed; keep a calm, professional demeanor.
    • Distinguish negotiating from arguing. Negotiation is a calm exchange of offers; arguing, threats, or name-dropping gurus will lead to ejection.
  • Blacklists and consequences:
    • “No banking list”: Tony warns that disruptive customers can be placed on a list circulated to banks, accounts can be closed with 30 days’ notice, and future banking could be denied.
    • “No exchange list”: Separate blacklist that could block participation across institutions.
  • In-branch procedure tips:
    • Follow instructions for separation of notes and counting.
    • Keep eyes on your currency while it’s still yours, until counted and accepted.
    • Let the bank make the first offer; then counter.

800 Numbers and Access Sequencing

  • Distribution method: Tony plans to send 800 numbers to TNT members first via email and text (as previously promised). He aims to give TNT early access to call and schedule.
  • Appointment choice: Members can choose first-day or later appointments, but Tony suggests moving early due to risk that disruptive behavior by others might cause temporary halts.
  • Separation from new site: 800 numbers are unrelated to the new, post-RV site and its registration.

New Site Registration and Zelle Issues

  • What happened: A surge of registrations allegedly triggered an automatic system block/anti-fraud shutoff. Tony says the bank told him the “system did it,” not staff.
  • Current fix: He was told the block/code has been removed (with propagation time). If your Zelle shows pending without a receipt, cancel and resend. Try not to resend en masse to avoid re-triggering limits.
  • Communications: Tony asks members not to email/text him individually about Zelle; follow the above steps and check your own Zelle receipts.
  • Scam warning: Imposters are charging $200–$300 pretending to be TNT. Tony warns not to pay anyone for sign-ups claiming to be TNT.

Rates, Anecdotes, and Case Examples (as reported by participants)

  • Large holder rates: Tony’s ongoing reports cite offers around $4.86–$5.98 per IQD, with one instance slightly above $6, for holders with 100M–1B IQD. He notes some have accepted standard bank-offered rates without NDAs; those who got “2.850” reportedly signed NDAs.
  • “Blessed Veteran” reports:
    • Prior pending exchange at Chase later cleared for IQD at “2850” (context implies $2.85 per IQD; this is his account). Tony remarks both banks he used matched.
    • Interest terms: He claims high-yield terms were offered—“monthly 22.5” and “yearly 31 fixed” (presented verbatim as his report; no independent verification on call).
    • VND on teller screen: He states the Vietnam dong displayed on a teller screen at 0.296 (he said “2,9,6”) last Friday; the wealth manager did not exchange his dong that day.
  • Bank conversions and reversals:
    • Tony describes bankers who previously denied involvement now calling customers in, eager to participate.
    • Appointment throughput varies: some branches process 3–4 people/day; some only one.

Currency Scope and Baskets

  • Primary focus: Tony says there are seven “main” currencies in play; others fluctuate and are not the primary drivers.
  • Future baskets: Two additional baskets are anticipated. Not everyone will “get into” later baskets; details will emerge over time and be shared on the new site.
  • Specific currencies mentioned:
    • Iranian rial: A caller holds a large position; Tony suggests it will likely wait until war ends and control shifts, implying delayed timeline.
    • Venezuelan bolívar: Freddy asked if it’s still “green-lighted”; Tony answered affirmatively.
    • Vietnam dong: As above, a caller claims teller-screen visibility; no general public exchanges reported.

Strategy and Money Management

  • Negotiation strategy: Listen first, let the bank make an offer, then counter for the highest rate possible.
  • Multi-bank approach: Tony will split funds across three banks, give each a year to compete, then consolidate with the top performer. “Filthy Phil” intends similar allocation (e.g., ~70% to the leader, 10% to each of two others during the test period).
  • “Put money to work”: Emphasizes investing before spending to create “forever money.” Warns fast spenders can be broke within months/years (lottery-winner analogy).

Macro Outlook and Controls (Tony’s perspective)

  • “Worse before better”:
    • Geopolitics: Iran reportedly won’t talk to Trump; potential for extended tension in the Strait; oil could spike ($100–$150), raising gas and food prices; knock-on effects for U.S. economy.
    • Domestic economy: Tony mentions a recent loss of 32,000 jobs and expects more company closures.
    • Election-season volatility: He foresees heightened social and political division.
  • Cashless/control trajectory:
    • Movement toward a paperless system with centralized controls (ability to freeze accounts, levy payments, or place individuals on “no banking” lists for various triggers).
    • Cross-border controls: Expect restrictions on moving large sums out of the U.S. without clear purpose. You’ll be able to spend abroad but not arbitrarily transfer large amounts.
    • Offshore living vs. banking: Tony notes you can live outside the U.S. while maintaining U.S. banking; he suggests moving “money’s money” (returns) rather than principal where advantageous.

Additional Q&A Highlights

  • Clarity Act: Reggie asked if RV would be held until it passes. Tony says RV is already in progress and not being held for that act.
  • Other countries’ private exchanges: Tony doesn’t know specifics but assumes some countries are doing their own, though the U.S. has the largest retail base.
  • Forex listing: If Iraqi contractors are paid at a new rate, Tony expects the rate would appear on Forex consistent with those payments.

Action Checklist (Per Tony’s Guidance)

  • Be early and be professional: Schedule as soon as 800 numbers arrive; dress well, stay calm, and negotiate without arguing.
  • Let banks lead, then counter: Don’t speak first; hear their process and offer, then counter for your target.
  • Prepare your notes: Separate denominations, follow counting procedures, and keep eyes on your currency until accepted.
  • Diversify initially: Consider splitting funds across multiple banks, assess performance for a year, then consolidate.
  • Beware scams: Do not pay third parties claiming to be TNT. 800 numbers will come directly from Tony via email/text.
  • Zelle registration: If your payment is pending without a receipt, cancel and resend; avoid mass resubmissions at once.

Closing Tone

  • Tony’s expectation: “It could be any day this week.” He was told during the call that “the 15th is it”—they want public by the 15th and want TNT to start before it goes public. He anticipates a “great week” and urges members to stay poised, prepared, and professional to ensure the process continues without disruptions.